International Packages

The International Package Policy is the ideal insurance solution for U.S.-based companies doing business overseas. 

Product Description:

• Specialized international package of insurance for U.S.-based companies, non-profit organizations and educational institutions that have employees or volunteer workers who travel, work or sell products overseas, or that have locations outside the U.S. 
• Some coverages available for students and chaperons.
  
  

Coverages:

• General Liability
• Commercial Automobile Liability with Hired/Non-owned Automobile
• Employers Responsibility
• Primary foreign voluntary workers compensation
• Employers' liability: $1 million bodily injury to employees for accident or endemic illness
• Medical evacuation/repatriation: $1 million
• Coverage available for U.S. Nationals, Third Country Nationals and Local Nationals
• Executive Services
• Suite of live emergency and travel assistance services including emergency medical, personal, legal and travel services, emergency medical and political evacuation or repatriation and concierge services 
• Commercial Property & Business Income Real and personal property
• EDP and special objects
• Salespersons' samples, personal property, personal property in transit or on exhibition, incidental cargo
• International Medical and Accidental Death & Dismemberment (AD&D) Insurance
• Student and chaperons coverage available
• Kidnap & Extortion
  
  

Typical Client Profile:

• Companies with employees who travel internationally 
• Companies with employees stationed in foreign countries (temporarily or permanently)
• International event attendees and exhibitors (conferences, trade fairs)
• Exporters
• Professional firms or other businesses that perform work overseas
• Sponsors of overseas trips, tours or study abroad programs
• Companies with overseas sales offices or operations (owned or leased)
• Companies doing business via the internet (sale of goods or services)
• Educational Institutions and non-profit organizations

Kidnap & Ransom

With increasingly volatile economic and political conditions around the world, employees of multinational companies, as well as individuals and their families, face a greater kidnapping risk than ever. And, incidents are not limited to countries traditionally considered high risk—today a kidnapping can take place anywhere in the world. 
 
 

Please contact Fisk Insurance today for more information.